1. Identifying "VGA" Status
A "Véhicule Gravement Accidenté" (VGA) is a car that was declared a total loss by an insurer but was later rebuilt. While legal to drive after a structural inspection, these vehicles carry a permanent brand on their SAAQ record. Purchasing a VGA without knowing can lead to insurance difficulties and a 30-50% reduction in market value compared to a clean-title equivalent.